Advisor Testimonials

Here’s what thought leaders have said…

A big fan

“I’m a big fan of ‘The Big Picture’. Besides illustrating very quickly the effect of assumption changes on withdrawal rates, it’s a lot of fun to use. I wish I’d had access to it in the 1990s, when I began my research on the so-called ‘4% rule.’ It would have saved me many hundreds of hours of grueling work. Should be a great tool to use with clients, as well.”

William P. Bengen, CFP, Creator of the “4% Rule”

This is not a fantasy

“Wouldn’t it be nice if you could take a prospective client’s asset allocation and calculate the percent of time periods since 1926 that it would have survived a
30-year retirement?

This is not a fantasy.

I can picture a time when most financial planners routinely use the Big Picture to explore portfolio choices with their clients.”

Bob Veres, Financial Advisor & Writer

Clients relate

“Monte Carlo is a hypothetical projection based on assumed inputs. Clients relate more to the historical perspective that your software illustrates.”

Steve Erb, Financial Advisor, Chesme Capital


“I’ve been frustrated by software that uses Monte Carlo over and over again. For
30 years I’ve witnessed the industry not do a very good job for the public. Tools like yours will help change that. I really think you have created something very valuable.”

Michael Hirthler, Chief Investment Officer, Jacobi Capital Management, LLC


“The Big Picture is incredible.”

Dexter Robinson, Financial Advisor, Assante Capital / Dimensional Fund Advisors